FPL Home Warranty
Change Location

We'll just need a Zip code, to show you the plans available in your area.

What is the Home Warranty Plan on New Homes?

  • Sep 21, 2020
  • By FPL Home

What is the home warranty plan on new homes?

Warranties for New Homes

A builders warranty or structural warranty (not to be confused with a home warranty plan) will usually cover a house’s structural issues, workmanship, materials and distribution systems. Most of these warranties cover doors and siding as well as the paint job. The electrical systems, plumbing and HVAC will usually be covered for up to two years.

Typically, the builder’s warranties cover workmanship and materials for 1-2 years. The home’s structure itself may be covered for up to 10 years, depending on the warranty plan. 

When can a warranty for a new home be purchased?

The builder will often buy a new warranty in the process of selling the house.

What type of warranty do I need on a home?

Given the potential costs of repairing a structural defect (which averages over $40k), a structural warranty should be provided by the builder for a newly constructed home. It’s also smart to get a home warranty, which helps cover the cost of replacement or repair of major appliances and systems due to failure caused by normal wear and tear. 

What is the difference between home insurance and a builder’s home warranty plan?

A structural warranty or builder’s warranty is designed to cover against structural defects in the house itself, typically for up to 10 years. If accidental damage to your house and/or movable possessions occurs, a homeowners’ insurance policy will usually cover the costs of repairs that are not due to normal wear and tear. 

Do I need a home warranty plan, a home builder’s warranty and homeowners’ insurance?

The fact is, these three types of coverage cover you in different categories for varying scenarios – all with no overlap in coverage. But the answer to this question depends on how much protection you want. Having a home warranty plan, a home builder’s warranty and homeowners’ insurance is a great way to protect yourself financially, it also helps minimize the headaches that typically follows when a major home appliance or system breaks down for the variety of reasons that are separately covered by the above plans.

What are the benefits of having a home warranty plan?

A home warranty plan will help cover the normal repair or replacement of your home’s primary appliances, such as dishwashers, water heater, refrigerators, and clothes washers and dryers, and critical systems, such as HVAC, electrical and plumbing for breakdowns due to normal wear and tear. Understanding the differences in coverage of builders’ warranties, home insurance and home warranties plans will provide you with peace of mind. Once there is a problem identified that is covered by your home warranty plans, as the owner of the home, you will file a claim with your home warranty plan company. A vetted, qualified service provider will then make a house call to assess the repair. Home warranty plans from FPL Home are easy to understand. Homeowners pay a monthly or annual premium and a $75 service fee when a covered item breaks down. The home warranty plan covers the rest of the cost to repair or replace the item due to normal wear and tear, up to the coverage limit.

FPL Home Warranty Footer
* FPL Home is an unregulated subsidiary of Florida Power & Light Company (FPL). The home warranty plans are offered and administered by FPL Home, Florida license #E099597, and not FPL, and are provided by Lyndon Southern Insurance Company (FL Lic. No.: FL-03698).  The home warranty plans are service plans and not warranties. Please refer to the full home warranty plan provisions for complete information including details of benefits, coverage, specific exclusions, arbitration provisions, class action waivers, conditions and limitations.

** Appliances Warranty Plus and Home Warranty Plus are brand names of the service plans and are not warranties.