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Who Pays for a Home Warranty Plan?

  • Sep 11, 2020
  • By FPL Home

Who pays for a home warranty plan?

Sometime in a real estate transaction a seller may include a home warranty as a selling point for the house, but this is a trend that varies from region to region. Homeowners can get a home warranty at any time — before or after closing on the house. 

Is the home warranty plan cost included in the closing fees?

Home warranty plans fees are not required as part of the closing costs in some states. The seller will often purchase the warranty plan as a selling point for the home. 

How much is a home warranty plan?

Depending on your location, the cost of a home warranty plan ranges around $400-$600 a year. Home warranty plan offered by FPL Home offers additional coverage add-ons for various items and components, which will add to the cost of your plan. 

Call us for a free quote today at 844-965-1132.

What is covered by a home warranty?

A home warranty plan is an annual service contract that provides coverage for your home’s systems and appliances for breakdowns due to normal wear and tear. Most major components of home systems, including air conditioners, heaters, plumbing and electrical are covered. Appliances like refrigerators, ovens, washers, dryers and garbage disposals are usually covered in a home warranty plan. Many home warranty plans also offer optional/additional coverage for pipe leaks, showers, tubs, hot tubs and saunas. 

Home warranty plan offered by FPL Home go even further, finding and helping you schedule a vetted service provider to come service the issue and help determine the best route for repairing or replacing your appliance or system.

What do I look for in a home warranty plans contract?

First, review any possible exclusions and/or limits in the coverage of your appliances and systems. Coverage of some systems or appliances may only include certain parts or issues while others may be excluded entirely from coverage.  Read the plan carefully so you fully understand exactly what you’re purchasing. Read carefully through the coverage limits. Any limits (for example, the number of units covered or the size and type of these units) should be clearly outlined in the contract. 

Is a home warranty plan part of closing costs in a real estate transaction?

Whether it’s paid for by the buyer or by the seller, a home warranty plan may or may not be part of closing costs. The home warranty plan will be included in the purchase contract If the seller incorporates it.

Is a home warranty plan worth it when buying a home?

Your appliances and systems, regardless of age, may break down at any time due to normal wear and tear, often requiring costly repairs or even replacement. If these breakdowns aren’t still covered under the manufacturer’s warranty, a home warranty plan can save you and your family from the costs and headaches involved with getting your household up, running and happy again. 

Call us at 844-965-1133 for a free quote. We’ll be happy to answer any questions you may have. 


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* FPL Home is an unregulated subsidiary of Florida Power & Light Company (FPL). The home warranty plans are offered and administered by FPL Home, Florida license #E099597, and not FPL, and are provided by Lyndon Southern Insurance Company (FL Lic. No.: FL-03698).  The home warranty plans are service plans and not warranties. Please refer to the full home warranty plan provisions for complete information including details of benefits, coverage, specific exclusions, arbitration provisions, class action waivers, conditions and limitations.

** Appliances Warranty Plus and Home Warranty Plus are brand names of the service plans and are not warranties.